Business Checking Accounts

Personal Bankers

Your checking account is your link to a wide variety of financial services. Pick the account that is right for you.
	Free Checking	Interest Checking
Minimum Balance	None	$500
Monthly Service Fee	None	$5 or waived with min. balance
Interest	None	Compounded monthly
Overdraft Protection	checking transfer, savings transfer or line of credit*	checking transfer, savings transfer or line of credit*
Statement Options	Free image statements Free online statements Free E-statements	Free image statements Free online statements Free E-statements
Other Account Benefits	Free Check Cards* Free Internet Banking Free Bill Pay 24-Hour Telephone Banking Unlimited Check Writing	Free Check Cards* Free Internet Banking Free Bill Pay 24-Hour Telephone Banking Unlimited Check Writing

* Subject to approval. Interest Checking account cannot be held by Corporations, Partnerships, Limited Liability Partnerships, Associations, Business Trusts, Credit Unions, Mutual Insurance Companies, Crop Financing Organizations, Legal Services Plans, Farmers' Cooperatives.

Overdraft Protection Options
	Convenience Line	Checking or Savings Transfer
What is It?	A line of credit that advances funds to cover items (checks or charges) that overdraw your account Download brochure PDF	An automatic transfer from your checking or savings account to cover items (checks or charges) that overdraw your account
Cost	$5 per transfer plus principal and interest	Free
Limits	Limited to remaining unused credit amount	Limited to available funds in your checking or savings account
	Subject to qualification	Not subject to qualification

Product descriptions contained herein do not take the place of required disclosures under federal and state regulations. Please contact us for disclosures appropriate to these accounts.

You can get up to 20 free business check cards for your business. Using these is a great way for your employees to access funds during business trips and for business purchases. You can control their spending by setting a different point-of-sale and cash limit for each employee. Plus, you'll enjoy

• Zero liability on signature-based transactions
• Enrollment in the MasterCoverage Liability Protection Program, which protects your business from employee misuse of the card
• Purchase protection
• Extended warranty
• Travel assistance
• Your business name AND the employee's name on each card

If you have no time to run to the bank or the bank is too far away to make a daily deposit, you can use our remote deposit system.

You just scan the checks you'd like to deposit and a deposit slip using a scanner, which we can provide for you. Then you can send your deposit electronically to us. Your funds are automatically credited to your account upon receipt.